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I helped with the car loan, now I am in trouble :( please help

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A friend of mine po asked if I can help them for a auto loan... Since I already have a car loan in BPI, the agent of Ford actually helped us..

The car will be 1 year old sa April po, but monthly abunado ako para di mag penalty un car loan nila. Now they told me mukhang di na nila kaya bayaran :(

Pag sinoli po ba un car, black listed na po ako sa bank?

Kakainis lang po talaga kasi I made sure na updated ako sa loan ko tapos ganto :(

Does anyone know kung ano po ang pinaka tamang gawin?

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